• Pros Can log into Windows using stored credentials and automatically log out when device is removed. Full password management. Fills out Web forms. Can securely store Internet favorites and notes. Can backup and restore data. Smart card is replaceable. • Cons Does not actually serve to 'lock' a computer.

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Not physically durable. Smart card holds only 24 KB of data. No option to organize saved passwords. Tracks fewer form-filling fields than the competition. • Bottom Line The CHIPDRIVE MyKey says it locks your computer and remembers your passwords.

It does remember passwords, but it doesn't actually lock your computer effectively. And while its smart card data storage is more secure than a plain USB drive, it holds only 24 KB. Your car is a valuable investment, so you keep it locked. Waves Multirack Serial.

To start driving you need a key; if you remove the key, you can't drive any more. Maybe your computer, which is not only valuable as a piece of hardware, but also contains priceless personal data, should work the same way?

SCM's CHIPDRIVE MyKey ($29.99 direct) is billed as a key to lock your computer. Its internal smart card can also securely store your passwords, browser favorites, and secret notes. But when it comes to locking your computer, CHIPDRIVE MyKey doesn't provide as much security as you'd expect. Physical Security Because all your data is stored in a smart card that has its own microprocessor, it's more secure than data protected by software on a plain USB drive.

However, this device doesn't come near the security level of IronKey with its embedded Cryptochip. It's also the polar opposite of IronKey in physical form. IronKey has a heavy metal case that's filled with epoxy to both keep the components in place and prevent tampering. MyKey is a soft plastic case that flips open to reveal the smart card inside. I accidentally detached the smart card cover from the case; it's just plain flimsy. On the plus side, this flip-open style means that you can replace the smart card if necessary—a new one costs $13.99. And, just as with IronKey, you can create an encrypted backup of all the device's data which can then be loaded onto the replacement smart card.

Key-Based Logon By default, the installer for the MyKey software installs the password management software but not the Windows logon feature. You'll want to check the boxes for both features. Naturally, you must give it your logon credentials so that MyKey can log on for you. Having done so, you'll want to immediately password-protect the device's data. Otherwise, anybody who stole both your computer and your MyKey would have full access. The master password for MyKey is a simple four-digit PIN, which at first seems like a security risk. How long could it take for a malefactor to try the 9999 possible combinations?

But there's a catch—after three incorrect PIN attempts the smart card permanently self-destructs. IronKey does the same after 10 wrong password attempts.

You can also configure what happens upon removing the MyKey device. Specifically, you can set it to lock the computer, log off the current user, or shut down the computer. If you've chosen the lock or log off options, plugging the MyKey back in will bring up a PIN entry dialog and quickly log you back in. The press release for this product states that 'no one can access your PC without it, even if they know your password.' I pictured a system in which the computer wouldn't boot or wouldn't log in without the MyKey in place. I was seriously disappointed.